🧠 The 3 Money Habits That Changed My Life
Small shifts, big results — the habits that rewired how I manage money.
I didn’t grow up rich. I didn’t win the lottery. And I’ve never had a big salary.
But my finances changed — completely — because I changed how I think and act around money.
Here are the 3 simple habits that transformed my financial life (and can do the same for you :
💡 1. I Started Tracking Every Dollar
Most people “kind of” know where their money goes. I decided to know exactly.
I started writing down every expense — no matter how small.
At first it felt tedious. Then it felt powerful. Suddenly I saw my habits. I saw patterns. I saw waste.
What gets measured gets managed.
You can use an app, a spreadsheet, or even pen and paper.
Just start. Every dollar you track is one step closer to control.
📘 2. I Read About Money Every Week
I didn’t need a finance degree — I just needed wisdom.
I made it a rule: one book or podcast per week on money, habits, or mindset.
This habit completely rewired how I see money. It removed fear. It made wealth feel doable.
Here are 3 books that truly changed the way I think:
A powerful take on how behavior matters more than math.
Practical, bold, and refreshingly real — perfect for beginners.
Helps you redefine what “enough” means and take control of spending.
I still go back to these today — not just to learn, but to recenter my mindset.
🔁 3. I Automate and Forget
Discipline is hard. Automation is easy.
The moment I get paid:
A % goes to savings
A % goes to investments
The rest is mine to use
I don’t rely on motivation. I don’t try to “be good this month.”
It’s all automatic. And it keeps growing.
This one shift alone — setting up auto-transfer — created more wealth than any other trick.
🎧 Prefer Listening? Try Audible Free for 30 Days
If you’re more of an audiobook person (or want to build better habits during commutes or workouts), all 3 of these books are available on Audible.
👉 Start your free trial here and get your first book free — including:
The Psychology of Money
I Will Teach You To Be Rich
Your Money or Your Life
I personally listen while walking or during boring chores — it turns dead time into money time.
✅ Final Thought
Money isn’t just about numbers. It’s about habits.
These 3 are free, simple, and available to you today.
Start with one. Stick with it. The rest will follow.
If you're ready to take control of your finances, one simple action at a time, then you’re already on the right track.
Remember: this isn’t about perfection or quick wins. It’s about building a stronger financial future, with people who truly care about making better choices—just like you.
👉 Leave a comment—I’d love to hear your story.
📌 P.S. If you found this post helpful, consider sharing it with a friend who’s ready to build better money habits too.
Every share helps this newsletter grow—and keeps me motivated to keep writing useful tools that make your financial life simpler and stronger. 🙏
I like the quick information and the way it was formatted was really easy to read.
Sometimes people’s “advice” is too long and over-worded imo.
you struck a great balance! Great job!
Thoughtful advice to implement and change your life!
#WeAreMekagruppo #WeknowHowWeCanDo @CryptoSummit Ghana