I love this—thank you for sharing it so openly. That shift you described is so powerful… when stability gives way to deeper alignment. It’s amazing how the same tools (tracking, automating, etc.) can evolve from just managing money to actually shaping a more meaningful life. The work you’re doing sounds incredibly needed—especially for women who’ve been playing by the “rules” and are ready to rewrite them. 🙌
Thanks so much. I really love your grounded, action oriented vibe. It's easy to get distracted or spin your wheels when you're first getting started, especially if you've tried before but it just didn't click. (And let's face it, when it comes to money, most of us have.) Getting started and stacking small wins is the best way to create stability and you've created a low friction, "let's get started" dynamic.
Yes, exactly! It’s wild how lessons about money often mirror bigger life lessons—like patience, intention, boundaries… It all connects. Love that you picked up on that! ✨🧠💬
“Money isn’t just about numbers. It’s about habits.” - indeed! And it is also about the purpose - why you need them. I also loved Psychology of Money when I read it sometime ago mainly due to the fact that I understood that it is OK not to chase for piles of cash (most of financial books pushes you to think this way). Wealthy and Rich comparison helped a lot too.
This is great! Thank you for the post. A big shift in my relationship with money took place after reading I Will Teach You to be Rich. That book led me down the path of where I am today, building an educational and research platform for investing.
The only part I don’t know if I agree with is the part about having to track everything. I think once you have your finances under control, and your money is properly moving to where it needs to go — ie you are moving investment funds automatically every month — then how you spend the rest of it perhaps doesn’t matter so much?
Too many people fear the stock market, but the bigger danger is leaving your money to shrink in a savings account. In this post, I break down why time in the market beats timing the market — and how inflation quietly eats away at your wealth if you don’t invest.
📈 I also share:
Real data on long-term returns
What “risk” really means in investing
How Welthe helps you build smarter strategies
Subscription pricing for access to undervalued stock picks + alerts
If you want your money to grow while you sleep, this is for you.
Every week, I tackle one specific financial "trap" facing young Australians, and I run the Total Cost of Ownership (TCO) model on it to see if it's actually worth it.
Comment down below what you think I should write about next week?
This Week: The HECS Trap: Why paying it off early is mathematically wrong!
If you like it, please consider subscribing, it will help us grow and provide better articles that you will love!
I like the way you've linked finance with habit building. That's something I've been trying to master this year, so I'm aware of what comes in and out. And listening to a podcast relating to money, again this has helped me a lot to create that mindset you talk about. I also appreciate reading books from those who are successful, to see how they put what they learnt into action.
The combination of tracking, learning, and automating creates a real framework - each habit supports the others. Tracking shows you where the money goes, reading gives you strategies to improve it, and automation ensures it actually happens without relying on motivation. The book recommendations are practical choices too - Housel for mindset, Sethi for systems, Robin for values. That's a more complete foundation than most "save more, spend less" advice that doesn't address the behavioral side of money management.
Really enjoyed this one. There’s a clarity in the way you explain things that makes the idea stick. I took a couple of notes from it and it gave me something to think about today. Looking forward to the next one.
I like the quick information and the way it was formatted was really easy to read.
Sometimes people’s “advice” is too long and over-worded imo.
you struck a great balance! Great job!
EXACTLY what I was thinking. Loved this!
100% Agreed!
Thoughtful advice to implement and change your life!
#WeAreMekagruppo #WeknowHowWeCanDo @CryptoSummit Ghana
Absolutely!
This is such a great foundation! And exactly how I started.
Tracking, reading, automating... those were the habits that helped me feel steady and create security for the first time.
But once things got stable, I started wondering:
- Am I spending in ways that actually reflect what matters to me now?
- Is my money supporting the life I want... or the one I’ve outgrown?
That’s where everything shifted.
That’s the work I do now. Helping high-achieving women go beyond “doing it right” and into wealth that feels right. Calm, clear, and deeply aligned.
I love this—thank you for sharing it so openly. That shift you described is so powerful… when stability gives way to deeper alignment. It’s amazing how the same tools (tracking, automating, etc.) can evolve from just managing money to actually shaping a more meaningful life. The work you’re doing sounds incredibly needed—especially for women who’ve been playing by the “rules” and are ready to rewrite them. 🙌
Thanks so much. I really love your grounded, action oriented vibe. It's easy to get distracted or spin your wheels when you're first getting started, especially if you've tried before but it just didn't click. (And let's face it, when it comes to money, most of us have.) Getting started and stacking small wins is the best way to create stability and you've created a low friction, "let's get started" dynamic.
Thank you, Tracey—that means a lot. I’m all about helping people skip the overwhelm and build real momentum with small, steady steps.
And yes, love how you help women shift from “doing it right” to what feels right. That’s the real power move. Would love to stay connected!
Wow, love your story! Thanks for sharing!
One big think is that these tips aren't just about money, they're about everything that we can learn and that's amazing!
Yes, exactly! It’s wild how lessons about money often mirror bigger life lessons—like patience, intention, boundaries… It all connects. Love that you picked up on that! ✨🧠💬
Yes! Absolutely true!
“Money isn’t just about numbers. It’s about habits.” - indeed! And it is also about the purpose - why you need them. I also loved Psychology of Money when I read it sometime ago mainly due to the fact that I understood that it is OK not to chase for piles of cash (most of financial books pushes you to think this way). Wealthy and Rich comparison helped a lot too.
This is great! Thank you for the post. A big shift in my relationship with money took place after reading I Will Teach You to be Rich. That book led me down the path of where I am today, building an educational and research platform for investing.
The only part I don’t know if I agree with is the part about having to track everything. I think once you have your finances under control, and your money is properly moving to where it needs to go — ie you are moving investment funds automatically every month — then how you spend the rest of it perhaps doesn’t matter so much?
Anyways, thanks again!
“Investing Isn’t Risky – Not Investing Is”
Too many people fear the stock market, but the bigger danger is leaving your money to shrink in a savings account. In this post, I break down why time in the market beats timing the market — and how inflation quietly eats away at your wealth if you don’t invest.
📈 I also share:
Real data on long-term returns
What “risk” really means in investing
How Welthe helps you build smarter strategies
Subscription pricing for access to undervalued stock picks + alerts
If you want your money to grow while you sleep, this is for you.
👉 Read it here: https://simplifiedinvesting.substack.com/p/investing-isnt-risky-not-investing?r=5x9cfr
🧠 Follow for weekly investing insights 📬 Subscribe for smarter stock alerts
#investing #financialfreedom #Welthe #wealthbuilding #stockmarket #passiveincome
The Psychology of Money was a game changer for me. It’s a must read for all serious investors. Know thyself!
Such a helpful perspective — action and consistency always win in the long run.
Hello Guys! 👋
Every week, I tackle one specific financial "trap" facing young Australians, and I run the Total Cost of Ownership (TCO) model on it to see if it's actually worth it.
Comment down below what you think I should write about next week?
This Week: The HECS Trap: Why paying it off early is mathematically wrong!
If you like it, please consider subscribing, it will help us grow and provide better articles that you will love!
https://substack.com/home/post/p-181857439
Hope you enjoy! ☺️
please did you have the pdf of iwillteachyouhowtoberich..
I enjoyed reading this. Very simple and straightforward to the point.
I like the way you've linked finance with habit building. That's something I've been trying to master this year, so I'm aware of what comes in and out. And listening to a podcast relating to money, again this has helped me a lot to create that mindset you talk about. I also appreciate reading books from those who are successful, to see how they put what they learnt into action.
The combination of tracking, learning, and automating creates a real framework - each habit supports the others. Tracking shows you where the money goes, reading gives you strategies to improve it, and automation ensures it actually happens without relying on motivation. The book recommendations are practical choices too - Housel for mindset, Sethi for systems, Robin for values. That's a more complete foundation than most "save more, spend less" advice that doesn't address the behavioral side of money management.
Really enjoyed this one. There’s a clarity in the way you explain things that makes the idea stick. I took a couple of notes from it and it gave me something to think about today. Looking forward to the next one.
Pure Brilliance! Love how short, concise and valuable this information is! Thank you!